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This e mail address is being protected from spambots. You need JavaScript enabled to view it With six garda stations in Mayo to close this week as a result of the latest set of garda cutbacks, rural security is under further threat. That was the view of Mayo County Council member Cllr Michael Kilcoyne (Independent) who feels these cuts will give 'a free run' to criminals after a recent crime wave in the county. Stations in Blacksod, Ballycastle, Ballyglass, Ballyvary, Hollymount and Lahardane will all close on either Wednesday or Thursday of this week as part of the latest stream of cutbacks announced by Minister for Justice Alan Shatter. "It affects rural areas because local people will not feel safe and it gives a free run to criminals because there are no local garda around," Cllr Kilcoyne told The Mayo News yesterday. "It is the message that it sends out that I'd be worried about. People feel insecure in their house and this is going to make it worse and you cannot put a value on people's peace of mind," he said. Two of the stations set to close are currently vacant Blacksod and Ballyglass while other stations do not have a full time presence but Cllr Kilcoyne argues that having a garda based in the area was vital. "Some of these stations had only a garda there for part of the week but there was a presence there and that was vital. Overall numbers of garda have been reduced so are garda chiefs going to be able to spare bodies to patrol the rural areas sufficiently? I don't think so. "For instance if something happens in Ballyglass, you're talking about Garda coming from Castlebar and by the time they are there, the criminals are well gone. These stations were costing about 5,000 a year, is that so expensive? "Another issue is the lack of local knowledge that you had when a garda was based in a rural station. It is absolutely key for policing but the government don't seem to see this," he said. He accused Alan Shatter and Taoiseach Enda Kenny of being out of touch with the needs of those in rural areas. "If a guy is the Taoiseach or the Minister for Justice and he looks out his own window and sees his own security personnel there, he's going to have no appreciation for the effect the close of rural garda stations will have on people in those areas," he said, Blacksod will be incorporated into the Belmullet sub district; Ballycastle into Killala, which will be supported by Ballina Garda Station. Ballyglass will be incorporated into the Partry sub district, also supported by Castlebar Garda Station; Ballyvary will be incorporated into Castlebar; Hollymount into Claremorris and Lahardane into Crossmolina, supported by Ballina Garda Station. 378037 010 Air Jordan 11 Bred Black Varsity Red ,653996 660 KD 7 Global Game Action Red Metallic Silver Air Jordan 5Lab3 Black 656503 010 Air Jordan Future Black Black White 136064 004 Women Size Air Jordan 3 Retro Wolf Grey Air Jordan Spizike Challenge Red 656503 601 Jordan Future True Red Nike Kobe 9 Low EM Home 314996 005 Nike Air Foamposite One Concord 653996 840 Men Size Nike KD7 35K Degrees 2014 Western Bulletin Board Ideas. Teachers used bulletin boards to help decorate classrooms and spark student interest. Display bulletin boards to reinforce concepts. Sea Theme Classroom Ideas Sea Theme Classroom Ideas. A sea theme classroom expresses the joy and wonders of the ocean in a panoramic classroom view. Dress. 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'All the signs I look at' show 'the housing market is at or near the bottom,' Paulson said in a speech to a business group in New York. economy is 'very healthy' and 'robust,' Paulson said. (CBS Marketwatch 4/20/07)this juncture, the impact on the broader economy and financial markets of the problems in the subprime market seems likely to be contained. (Ben Bernanke during Congressional Testimony 3/2007)"We will follow developments in the subprime market closely. However, fundamental factors solid growth in incomes and relatively low mortgage rates ultimately support the demand for housing, and at this point, the troubles in the subprime sector seem unlikely to seriously spill over to the broader economy or the financial system." (Ben Bernanke 6/5/07)"It is not the responsibility of the Federal Reserve would it be appropriate protect lenders and investors from the consequences of their financial decisions. But developments in financial markets can have broad economic effects felt by many outside the markets, and the Federal Reserve must take those effects into account when determining policy." (Ben Bernanke 10/15/07)got strong financial institutions markets are the envy of the world. They resilient, they they flexible. I think we move very quickly to address situations in this country, and, as I said, our financial institutions are strong. (Henry Paulson 3/16/08) Deception Keeping the Ponzi Scheme Going After reading the above quotes, it should be clear to you that these gentlemen do not have a clue. Our economy and banking system is so complex and intertwined that no one knows where the next shoe will drop. Politicians and government bureaucrats are lying to the public when they say that everything is alright. They do not know. Therefore, it is in our best interest to cut through all the crap and examine the facts with a skeptical eye. Last week, bank stocks, which had been falling faster than President Bush approval rating, soared higher based on earnings reports that were horrific, but not catastrophic. Again, the talking heads, like Larry Kudlow, were calling a bottom in the financial crisis. The bank with the largest increase in share price was Wells Fargo. Their earnings exceeded analyst expectations and the stock went up 22% in one day. Wells Fargo (NYSE:WFC) has $84 billion of home equity loans, with half of those in California and Florida. Coincidently, Wells Fargo decided to extend its charge off policy in the 2nd quarter from 120 days to 180 days, in an effort to give troubled borrowers more time to reach a loan workout. A skeptical person might think that they did not change this policy out of the goodness of their hearts. Maybe, just maybe, they changed this policy to reduce their write offs for the 2nd quarter, to beat analyst expectations. There are many stories of people who are still living in houses, twelve months after making their last mortgage payment. Their banks have not started foreclosure proceedings. Is this due to incompetence by the banks, or is this a way to avoid writing off the loss? The FASB has joined the cover up gang by delaying the implementation of new rules that would have made banks stop hiding toxic waste off balance sheet. The new rule would have made banks put these questionable assets on their balance sheet and would have required a bigger capital cushion What a surprise that bank regulators, the Treasury and Federal Reserve urged a delay in implementation. Manipulate the facts because the average American doesn understand or care. Sounds like Enron accounting standards to me. The Future FDIC Bailout During the S crisis in the early 1990s, 1,500 banks failed. So far, seven banks have failed in 2008, the largest being IndyMac. The FDIC has about $53 billion in funds to handle future bank failures. The IndyMac failure is expected to use $4 to $8 billion of those funds. Average Americans will lose $500 million in uninsured deposits in this failure. The FDIC says that they have 90 banks on their list They do not reveal the banks on the list, so little old ladies with their life savings in the local bank will be surprised when they go belly up. Based on the fact that IndyMac was not on their list I wouldn put too much faith in their analysis. Based on an independent analysis by Chris Whalen from Institutional Risk Analytics, they have identified 8% of all banks, or around 700 banks as troubled. This is quite a divergence from the FDIC estimate. Should you believe a governmental agency that wants the public to remain in the dark to avoid bank runs, or an independent analysis based upon balance sheet analysis? The implications of 700 institutions failing are huge. There is roughly $6.84 trillion in bank deposits. It is almost beyond belief that $2.6 trillion of these deposits are uninsured. There is only $274 billion of the $6.84 trillion as cash on hand at banks. This means that $6.5 trillion has been loaned to consumers, businesses, developers, etc. The FDIC has $53 billion to cover $6.84 trillion of deposits. Does that give you a warm feeling? Based on the chart below, I would estimate that we are only in the early innings of bank write offs. The write offs will at least equal the previous peaks reached in the early 1990s. If a large bank such as Washington Mutual (NYSE:WM) or Wachovia (WB OLD) were to fail, it would wipe out the FDIC fund. If the FDIC fund is depleted, guess who will pay? Right again, another taxpayer bailout. What another $100 or $200 billion among friends. click to enlarge images What is a Level 3 Asset? Other banks have been moving assets to Level 2 and Level 3 in order to put off the inevitable losses. The definition of these levels according to FAS 157 are as follows: Level 1 Assets that have observable market prices. Level 2 Assets that don have an observable prices, but they have inputs that are based upon them. Level 3 Assets where one or more of the inputs don have observable prices. Reliant on management estimates. Also known as mark to model. This is Warren Buffet view on the financial institution practice of valuing subprime assets on the basis of a computer model rather than the free market price. In one way, I'm sympathetic to the institutional reluctance to face the music. I'd give a lot to mark my weight to 'model' rather than to market. So, the managements of the banks that loaned money to people who could never pay them back are now responsible for estimating what these assets are worth. According to Bill Fleckenstein,

Authentic100 378037 010 Air Jordan 11 Bred Black Varsity Red,384664 623 Women Size Air Jordan 6 Toro Infrared 23 Black Infrared 23 I did my first half last weekend (Disneyland half) and now I have two toenails hanging on by a thread. Basically just the nail bed holding them on. I really want to start running again, or at least put regular shoes on! How long does it hurt, is it much better after the toenail actually falls off? I had absolutely zero issues while training, and I have shoes that are a 1/2 size larger, and I wear moisture wicking socks. I think I will try buying my shoes a full size larger next time. Part of the issue too was the fact that I live in Seattle and the race was in Southern California. I'm not used to that heat and my feet and hands swelled a ton! My fingers looked like sausages. I've had many many toenail issues so I feel your pain. Was the race downhill? Those can be murder on the toes, even if they are sized properly. I have used aquaphor on my toes before instead of bodyglide since it was easier to get it on. I'm not sure if it helped much, maybe a little. My second toes are longer than my big toes, so I almost always have black toenails no matter what I do, but things did improve when I was fit with new shoes at a local running store. Have you had your gait analyzed? I also wear shoes with a larger toe box and they sized me up 1 1/2 sizes . I would say go to the experts at your local running store and have them make suggestions on shoes for you. Good luck! I will wrap my toes with medical tape, the fabric kind that you use for gauze. I have problems with my second toes as well. I cut a small strip of a cotton face cleaning pad (you know, the circles, for removing makeup or whatever) and run parallel with my toe and over the tip. Then I wrap with the fabric tape, just one layer of tape, most of the length of my toe. It feels a bit funny at first, but it cushions the toes enough that they don't hurt, and prevents them from bruising more. They are truly awesome. They are silicone caps you jsut slip over your toes. You can use them both for prevention if you are prone to the black toe, or for buffer/cushion when you are running with a fresh black toe. I always wear them on long runs when my shoes are nearing replacement time. After my back injury and the subsequent shifts in my biomechanics, I wound up in a size 9D shoe because of how my toes splay. (I measure a 7.5 on a shoe chart, and all my non run shoes are a regular width.) 378037 010 Air Jordan 11 Bred Black Varsity Red Recent Staff Blog PostsMore green in wallets, less green in parksBlazers In FIBA World Cup: France Upsets Spain 65 52 To Advance To SemifinalsIt's Vancouver Brewfest time!Soccer analysis earns blogger some recognitionSay 'No' to the Pasta PassMaking a racket: First week of prep tennisSmelt season to be proposedMcMorris Rodgers, highest ranking woman in GOP and mentor to JHB, accused by staffer of ethics violationsNorthwest football standings and schedule ( Week 2)The "Stand Your Ground" laws in Florida and other states should all be repealed. At best, they are redundant. At worst, as in the Trayvon Martin killing, they are nothing but a license to kill.Police in Sanford, Fla., cited the statute as grounds for their decision not to file charges against Martin's killer, George Zimmerman. Martin, 17, was strolling home from a convenience store, armed with an iced tea and a bag of Skittles, when Zimmerman a Neighborhood Watch volunteer and wannabe police officer spotted him and decided he looked suspicious.Zimmerman, who is 28, happened to be armed with a handgun. He followed Martin, despite instructions from a 911 operator not to do so. They had an encounter that left Zimmerman suffering from minor injuries and Martin dead on the ground from a gunshot wound. While we don't know exactly what happened, we know that Zimmerman initiated the contact by stalking a young man who had done nothing more sinister than walk down the street wearing a hooded sweatshirt.Police decided to release Zimmerman without charges because of the Stand Your Ground law. The relevant part of the statute says that "a person who is not engaged in an unlawful activity and who is attacked has no duty to retreat and has the right to stand his or her ground and meet force with force, including deadly force, if he or she reasonably believes it is necessary to do so to prevent death or great bodily harm." Zimmerman claimed self defense, was given the benefit of the doubt required by law and released.This was a shocking travesty, as we now know. The "person who is not engaged in an unlawful activity and who is attacked" was Martin. Under the Florida law, as I read it, he had every right to feel he was in "imminent peril of death or great bodily harm" from the stranger who was following him. He had every right to confront Zimmerman to stand his ground and even to use deadly force, if necessary, to defend himself.A different scenarioImagine that Martin, not Zimmerman, had been carrying a legal handgun and that it was Zimmerman who ended up dead. It seems to be that the law should have compelled police to release Martin, a young African American in a hoodie, without charges. Somehow, I doubt that would have happened.The consensus view, which I've heard expressed by supporters of Stand Your Ground, is that police were wrong to extend the law's self defense immunity to Zimmerman so quickly without a more thorough investigation and that given what we have learned about Zimmerman's pursuit of Martin, the law does not seem to apply. But then why does Florida, or any other state, need this statute? State laws already allowed the use of deadly force in self defense.The Florida law took effect in 2005. Five years later, the Tampa Bay Times said that reports of justifiable homicide across the state had tripled. The newspaper found cases in which the protection of Stand Your Ground had been invoked by persons who felt perhaps with good reason, perhaps not that they faced imminent attack in their homes. Those incidents were at least in keeping with the intent of the legislation. But the paper also found the law being used to excuse violence committed during fights at house parties, disputes between neighbors and disagreements in public parks."Gangsters are using this law to have gunfights," Tallahassee state's attorney Willie Meggs told the Times.Following Florida's lead, about 20 states have enacted similar legislation. I doubt you will be surprised to hear that the National Rifle Association has lobbied hard to get these dangerous and unnecessary statutes approved.

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